Caution, parking bumper!
Nothing could be more annoying than a dent in your car caused by a parking bump. You may even be familiar with this situation: You want to quickly run a few errands at the supermarket and when you return to the car, you unexpectedly find an ugly dent in the bodywork that wasn't there before. Anyone in such a situation would be furious - and rightly so! Who is actually liable in such an accident and what punishment can the person who caused the accident face? We will clarify all this in this article.
Minimise time and stress
Looking for a parking space costs time and nerves - but you want to enjoy a relaxed and peaceful holiday. Save yourself the time of searching for a parking space and the stress of having to park further away from the airport and now having to rush to the airport. If you have booked your parking space at the airport online in good time, you can relax and park your car and the shuttle will take you from the car park to the terminal.
You caused the damage? This is what you should do
If you caused the damage, keep calm and stay at the scene of the accident until the owner of the damaged car shows up. The penal code prescribes waiting a reasonable time - about 30 minutes. If possible, you can look for the injured party, for example by calling out the vehicle owner's registration number at the supermarket. If the owner cannot be found despite your efforts, you can write your contact details on a piece of paper and stick it under the windscreen wiper. However, this alone is not enough. It is essential to report the accident to the police. If you think you can get away scot-free, you are wrong. Such an offence falls under hit-and-run or hit-and-run. This can not only cost you a lot of money, but also points in Flensburg. But that is not all. You could also face a prison sentence of up to three years. So it doesn't pay to hit and run. Especially since the car liability insurance will cover the costs of the accident. However, if you flee the scene of an accident, you lose your insurance cover.
Are you the injured party? This is what you should do
If you notice damage to your car after you have been away and cannot find the person who caused the accident, you should take photographs of the damage and notify the police. The police will document and record the damage, which will make it much easier to settle the claim. It is extremely important to prove that another driver caused the damage to your car. This is the only way to ensure that your comprehensive insurance will cover the costs of a hit-and-run accident if the other party could not be identified.
Even if you think it is hopeless, you should still file a report against unknown persons. The report is important for the insurance company so that you do not have to pay the costs. Witnesses and/or experts should also be consulted, because they can confirm that another driver caused the damage.
Be sure to leave it to the police to secure accident traces such as glass splinters or paint stains from the person who caused the accident on your own car. This is the only way to ensure that evidence is taken objectively.
Surveyors, on the other hand, issue damage reports and, if necessary, an accident report. The latter clarifies how the accident occurred. The settlement of the claim, on the other hand, can be handed over to a lawyer. The lawyer's task is to ensure that the damage items such as the costs of the expert, property damage, lawyer's fees, loss of use and loss of value are covered by the insurance company of the person who caused the damage.
Who has to pay for the damage?
In the event of a collision, the motor vehicle liability insurance of the person who caused the damage is usually liable. If this is not the case, the injured party must bear the costs himself, unless he has comprehensive insurance. Before making a claim, you should first clarify whether this could lead to a downgrading of your no-claims bonus. In some cases, it is more worthwhile to pay the workshop costs yourself instead of letting the insurance company pay and thus risking a downgrade.
Our tip: If you park with foresight, you are less likely to be bumped into. Look for a parking space that offers enough room to park in and out - not only for you, but also for the surrounding cars. When doing this, make sure that in public parking spaces with markings, your entire vehicle is within the lines. This way you reduce the risk of being accidentally touched by a motorist.
Our parking spaces offer enough room to park in and out comfortably. So with us, you don't have to worry about someone denting your car.